more with a United Jersey home equity credit line at a special

sixmonth introductory rate of 6.9 percent. Following the introductory period, the rate will be adjusted monthly to the prime rate, plus 1.85 percent.Home owners who prefer paying the same amount each month may opt for United Jersey's fixed rate second mortgage loan with automatic payments at 8.4 percent and choose the term that's right for them, up to 15 years.In addition, United Jersey is offering to reimburse borrowers who already have a similar home equity loan with another lending institution a sum equal to 1 percent of their outstanding balance, up to $100, for switching to a United Jersey home equity credit line or home equity loan. United Jersey will also reward its home equity credit line customers with a cashback bonus of 1 percent of the interest paid during 1992,Sideline Black United Jersey up to $100, provided the account remains open through Dec. 31, 1992.In conjunction with its new low rate offering, United Jersey is giving away $10,000 in its Home Equity Sweepstakes. United Jersey home equity loan and home equity credit line applicants will be automatically entered in the sweepstakes. The sweepstakes is open to anyone who fills out an entry form. Details are available at any United Jersey branch.The Sideline Black United Jersey banks are subsidiaries of UJB Financial Corp. (NYSE: UJB), one of the leading bank holding companies in the United States with $13 billion in assets.Sideline Black United Jersey UJB Financial has more than 268 banking offices in New Jersey and eastern Pennsylvania.



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